I just read a great post from Financial Jesus titled The Difference Between Good Debt and Bad Debt. This post is a great synopsis the concepts of Robert Kiyosaki's, Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not!
Change your thought process on debt and you'll change your future. Applying these concepts have made a huge difference in our family! Our kids will benefit big time from learning this at such and early age!